We created this free course to get you out of debt as quickly and cheaply as possible. Having more money and less stress starts the moment you're debt-free. Our plan shows you how to stop letting debt control your life and finally get your head above water.
Your Debt Is Suffocating You
We know that it's robbing you of the money you work hard for, the ability to create a secure financial future, and your emotional wellbeing.
You’re exhausted from the struggle of paying last month’s bills while this month’s bills are already stacking up, from the endless past-due notices, and the constant harassment of creditors and debt collectors threatening legal action.
You’re overwhelmed and don’t know what your options are or if you even have any.
You’re exhausted from the struggle of paying last month’s bills while this month’s bills are already stacking up, from the endless past-due notices, and the constant harassment of creditors and debt collectors threatening legal action.
You’re overwhelmed and don’t know what your options are or if you even have any.
Well, you know what? You do have options.
You can take control of your debt and transform your financial life into one you love.
You Need A System
In this free, comprehensive course, we’ll give you a proven framework that thousands of people have used to eliminate their debt, develop better money habits, and start building a secure financial future. You’ll learn:
- Which debts to prioritize (knowing this will save you thousands of dollars in the long run)
- How to determine what your essential expenses are (and how much you should realistically spend for each)
- How our simple strategy reduces the amount of money you spend each month
- The exact tools you’ll need to create a budget and plug your spending leaks (while saving time and cash on necessities)
- How the 50/30/20 rule will help you stop the amounts of your revolving credit accounts from growing
- How tactics like divorcing money from fun, putting finances front and center of your life, and improving yourself 1% a day builds healthier money habits
- And much more…
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What You'll Learn
Understanding Debt, True Expenses, and the Spending Strategy
Designing Your Plan, Detecting Leaks, & Creative Ways to Save
Habits, Putting It On Autopilot, & Winning Methods
Bonus Chapters
Get Your Debt Question Answered
How much debt is too much debt?
The Consumer Financial Protection Bureau says if your debt-to-income ratio is above 43%, you’re likely having trouble making your payments. You can find out what your DTIR is using this calculator. We’ll show you how to tackle your debt responsibly, including which ones to prioritize and how much you should be paying for essential expenses.
Why is debt bad for you?
When you’re living above your means, spending more than you earn, you’ve created a bad financial habit that will keep you stuck in a cycle of debt and living paycheck to paycheck.
Will bankruptcy clear my debts?
It depends. Declaring bankruptcy isn’t necessarily a full-proof plan for clearing all your debt. We cover when it might be a good idea and which debts you’re unable to discharge.
I’ve got so much debt it feels suffocating, where do I start?
We’ll show you an easy-to-follow plan you can start using right now. It walks you through the entire process, including which debts to prioritize (knowing this can save you thousands of dollars in the long run) and how this simple strategy reduces the amount you spend each month. We'll also reveal specific tools you’ll need to set up a budget and find your spending leaks while saving time and money on necessities.
I never seem to be able to get out debt, will this guide work for me?
Yes! It helps to strike at the root of the problem, which means understanding why you’re getting into debt in the first place. Usually, the simple adjustment of creating better financial habits can do the trick. We’ll show you strategies designed to improve your relationship with money.
Should I invest or pay down debt?
On low-interest-rate debt like student loans or a mortgage, it’s most likely ok to invest as your rate of return from investing will be higher than the interest rate on your loan. However, consumer debt (like credit cards) has ridiculously high interest rates, and mathematically, it makes more sense to pay it off. Our guide illustrates different scenarios, and when it’s ok not to pay it all off right away - not all debt is created equal - we’ll show you the good from the bad.
Finally, take control of your debt instead of it controlling you
Millions of Americans are plagued by consumer debt, impacting all classes and professions.
The sooner you seize control of your debt and overcome it, the sooner you can begin to build your wealth and do things that will improve your life, like creating an emergency fund, traveling, or retiring early.
When you put the systems outlined in this course to work for you, you’ll be amazed how quickly your finances will improve.
Money is the great facilitator; it makes shit happen. This guide will teach you how to train your money to make good shit happen for you.
